West Virginia runs a graduated state income tax in 2026, with rates from 2.22% up to 4.82% depending on how much you earn, on top of federal income tax and FICA. Use the calculators below to see your exact 2026 take-home pay in West Virginia, check the sales tax on a purchase, and estimate a mortgage payment with West Virginia property taxes factored in.
State Paycheck Calculator 2026
Estimate take-home pay after federal tax, FICA and your state’s income tax for the 2026 tax year.
How it works: the 2026 federal standard deduction ($16,100 single, $32,200 married filing jointly) comes off your salary first, then the 2026 federal brackets (10%–37%). FICA is applied properly: 6.2% Social Security on the first $184,500 of wages (2026 wage base), 1.45% Medicare on all wages, plus 0.9% additional Medicare on wages above $200,000 single / $250,000 married filing jointly. State tax applies each state’s own standard deduction/exemptions, then its brackets or flat rate. Local income taxes are not included — many cities and counties (e.g. New York City, Philadelphia, most of Ohio, Maryland counties, Indiana counties, Kentucky) levy their own payroll taxes on top of the state tax.
West Virginia sales tax calculator
The statewide base sales tax rate in West Virginia is 6% in 2026. Cities and counties can add their own local tax on top of the base rate — enter any local add-on below to see the full tax and total price.
Sales Tax Calculator 2026
Estimate the sales tax and total price using each state’s base rate (2026), plus any local add-on.
State base rates are the 2026 state-level rates (local add-ons excluded). Actual combined rates vary widely by city and county — many localities add 1–5%. Five states have no statewide sales tax (Alaska, Delaware, Montana, New Hampshire, Oregon), though some localities still levy local taxes.
Mortgage calculator for West Virginia homes
The average effective property tax rate in West Virginia is about 0.53% of a home’s value per year. When you use the mortgage calculator below, enter roughly that percentage of the home price in the yearly property tax field for a realistic West Virginia monthly payment.
Mortgage Payment Calculator
Work out your monthly principal & interest payment, total interest and the true total cost of your loan.
How it works: your loan amount (price minus down payment) is repaid in equal monthly instalments using the standard amortisation formula, so early payments are mostly interest and later ones mostly principal. Property tax and insurance, if entered, are simply spread evenly across each month. Your actual rate and payment will depend on your lender, credit profile and the deal you choose.
West Virginia has been cutting its income tax rates on a near-annual rhythm since 2023 — 2.22% at the bottom, 4.82% at the top for 2026, with more cuts wired to revenue triggers in the law. What it hasn’t done is adopt a standard deduction. You get a $2,000 personal exemption and then the brackets start. On a $75,000 salary the state takes $2,680.10. It’s a low-tax state with an old-fashioned skeleton — whether the rates keep falling depends on triggers most taxpayers will never read.
Income tax in West Virginia in 2026
Five brackets for single filers: 2.22% on the first $10,000 of taxable income, 2.96% up to $25,000, 3.33% up to $40,000, 4.44% up to $60,000, and 4.82% above that.
No standard deduction exists in West Virginia. The only universal shelter is a $2,000 personal exemption. That means the brackets engage with nearly your whole salary — a structure most states abandoned decades ago — but the rates themselves are low enough that the damage stays modest. Old skeleton, diet portions.
The trajectory is the distinctive part. West Virginia’s 2023 reform put the rates on a trigger-based glide path: when state revenue beats its targets, the rates step down automatically, no new vote required. They’ve stepped down repeatedly since. The honest implication for anyone using this page next year: check the rates again. West Virginia is one of the few states where last year’s calculator is genuinely likely to be stale.
Worked example: $75,000 salary, single filer
Step 1 — Federal tax. $75,000 − $16,100 = $58,900 taxable, giving $7,670.00 in 2026.
Step 2 — FICA. Social Security and Medicare: $5,737.50.
Step 3 — West Virginia tax. $75,000 − $2,000 exemption = $73,000 of taxable income. All five brackets get a turn: 2.22% of $10,000 = $222.00; 2.96% of the next $15,000 = $444.00; 3.33% of the next $15,000 = $499.50; 4.44% of the next $20,000 = $888.00; 4.82% of the remaining $13,000 = $626.60. Total: $2,680.10.
Step 4 — Take-home pay. $75,000 − $7,670.00 − $5,737.50 − $2,680.10 = $58,912.40 a year, around $2,265.86 per bi-weekly paycheck. An effective rate of 3.57%. Set it beside neighboring Virginia’s $3,498.40 on the same salary — West Virginia taxes more of your income (no deduction) but at lower rates, and wins by about $818 a year. Structure versus rates, again. Rates won this round.
Sales tax in West Virginia
The state rate is 6.00%, so a $1,000 purchase carries $60 of state tax. Some municipalities add up to 1% of their own, taking combined rates to 7% in the cities that levy it. The calculator on this page runs on the 6.00% state base.
Groceries for home consumption are exempt from the state sales tax — a meaningful mercy in a state where food budgets stretch — though prepared food pays the full rate like everywhere else.
Property tax in West Virginia
West Virginia’s average effective property tax rate is 0.53% — on a $300,000 home, roughly $1,590 a year, among the lightest bills in the country. And because West Virginia home values are also among the nation’s lowest, the actual dollar bills land even softer than the rate suggests: the typical house here costs far less than $300,000.
This is the quiet engine of West Virginia’s affordability pitch to remote workers. A salary taxed at $2,680 by the state, a house taxed at a few hundred to fifteen hundred a year, and purchase prices that read like typos to coastal buyers. The state knows exactly what it’s selling; the trigger-cut tax rates are part of the same brochure.
Frequently asked questions
Will West Virginia’s rates fall again?
Possibly — the cuts are tied to revenue triggers written into the 2023 law, and several have already fired. There’s no guaranteed schedule, so verify the current rates before relying on any figure older than a year, including guides written before 2026.
Why is there no standard deduction?
West Virginia simply never adopted one; the $2,000 personal exemption is the only automatic shelter. Low-income filers get additional relief through a low-income exclusion that phases the tax away at the bottom.
Does West Virginia tax Social Security?
Not anymore for most people — the state finished phasing out its tax on Social Security benefits, so they’re fully exempt. Other retirement income is taxed through the regular brackets.
I live in West Virginia’s Eastern Panhandle and work in Virginia or DC. Who taxes me?
Virginia, if you work there — but West Virginia and Virginia have reciprocity for wages, so with the right form filed, only West Virginia taxes your paycheck. Maryland and DC commuters have their own arrangements; the panhandle’s whole economy runs on these agreements.
Run your salary through the West Virginia calculator above — and if you’re reading this in 2027, run it again. In this state, of all states, last year’s answer may already be out of date.
These calculators are for guidance only and aren’t financial advice.