Nebraska runs a graduated state income tax in 2026, with rates from 2.46% up to 4.55% depending on how much you earn, on top of federal income tax and FICA. Single filers get a standard deduction of $8,850. Use the calculators below to see your exact 2026 take-home pay in Nebraska, check the sales tax on a purchase, and estimate a mortgage payment with Nebraska property taxes factored in.
State Paycheck Calculator 2026
Estimate take-home pay after federal tax, FICA and your state’s income tax for the 2026 tax year.
How it works: the 2026 federal standard deduction ($16,100 single, $32,200 married filing jointly) comes off your salary first, then the 2026 federal brackets (10%–37%). FICA is applied properly: 6.2% Social Security on the first $184,500 of wages (2026 wage base), 1.45% Medicare on all wages, plus 0.9% additional Medicare on wages above $200,000 single / $250,000 married filing jointly. State tax applies each state’s own standard deduction/exemptions, then its brackets or flat rate. Local income taxes are not included — many cities and counties (e.g. New York City, Philadelphia, most of Ohio, Maryland counties, Indiana counties, Kentucky) levy their own payroll taxes on top of the state tax.
Nebraska sales tax calculator
The statewide base sales tax rate in Nebraska is 5.5% in 2026. Cities and counties can add their own local tax on top of the base rate — enter any local add-on below to see the full tax and total price.
Sales Tax Calculator 2026
Estimate the sales tax and total price using each state’s base rate (2026), plus any local add-on.
State base rates are the 2026 state-level rates (local add-ons excluded). Actual combined rates vary widely by city and county — many localities add 1–5%. Five states have no statewide sales tax (Alaska, Delaware, Montana, New Hampshire, Oregon), though some localities still levy local taxes.
Mortgage calculator for Nebraska homes
The average effective property tax rate in Nebraska is about 1.49% of a home’s value per year. When you use the mortgage calculator below, enter roughly that percentage of the home price in the yearly property tax field for a realistic Nebraska monthly payment.
Mortgage Payment Calculator
Work out your monthly principal & interest payment, total interest and the true total cost of your loan.
How it works: your loan amount (price minus down payment) is repaid in equal monthly instalments using the standard amortisation formula, so early payments are mostly interest and later ones mostly principal. Property tax and insurance, if entered, are simply spread evenly across each month. Your actual rate and payment will depend on your lender, credit profile and the deal you choose.
Nebraska just cut your state income tax — again. The top rate dropped from 5.20% to 4.55% on January 1, 2026, and it’s scheduled to fall once more, to 3.99%, in 2027. But hold the celebration until you’ve looked at your property tax bill, because Nebraska gives with one hand and takes with the other: at 1.49% on average, its property taxes rank among the highest in America.
Income tax in Nebraska in 2026
Nebraska taxes income through three brackets for single filers. The rates for 2026 are 2.46% on your first $4,130 of taxable income, 3.51% on the slice between $4,130 and $24,760, and 4.55% on everything above $24,760.
Before those brackets apply, you subtract a standard deduction of $8,850. One quirk trips people up: Nebraska’s personal exemption isn’t a deduction at all. It’s a $176 credit that comes off your tax bill at the very end, after the brackets have done their work. Small difference, same direction — it still lowers what you owe.
And the direction of travel matters. Nebraska has been trimming rates year after year under a phased schedule, so a paycheck calculated with 2024 or 2025 rates will overstate your 2026 deduction. If you’re comparing a Nebraska offer against one in, say, Missouri, run both with current-year numbers or the comparison is rigged from the start.
Worked example: $75,000 salary, single filer
Step 1 — Federal tax. $75,000 − $16,100 standard deduction = $58,900 of taxable income. Through the federal brackets, that’s $7,670.00.
Step 2 — FICA. Social Security and Medicare take 7.65% with no deduction: $5,737.50.
Step 3 — Nebraska tax. $75,000 − $8,850 standard deduction = $66,150 of state taxable income. Now the slices: 2.46% of the first $4,130 = $101.60; 3.51% of the next $20,630 = $724.11; 4.55% of the remaining $41,390 = $1,883.25. That totals $2,708.96 — then the $176 exemption credit comes off, leaving $2,532.96.
Step 4 — Take-home pay. $75,000 − $7,670.00 − $5,737.50 − $2,532.96 = $59,059.54 a year, or about $2,271.52 per bi-weekly paycheck. Nebraska’s effective state rate on this salary works out to 3.38% — noticeably less than the 4.55% top bracket suggests, because the lower slices and the deduction do quiet work.
Sales tax in Nebraska
The state base rate is 5.50%, so a $1,000 purchase carries $55 of state sales tax before anything local is added. Most Nebraska cities layer on a local option tax of their own, which pushes the combined rate at the register above the state figure — sometimes well above. The calculator on this page uses the 5.50% state base, so treat its result as the floor, not the final number, if you’re shopping in Omaha or Lincoln.
Property tax in Nebraska
Here’s the catch with Nebraska. The average effective property tax rate is 1.49% of a home’s value per year. On a $300,000 house, that’s roughly $4,470 a year — more than the entire state income tax bill in the worked example above, and it arrives whether you had a good year or not. It’s the main reason Nebraska’s overall tax burden feels heavier than its modest income tax rates imply. If you’re moving here for the low income tax, price the property tax into the decision before you sign anything.
Frequently asked questions
Is Nebraska’s income tax going down again?
Yes. The top rate is on a legislated glide path: 4.55% for 2026, then 3.99% from 2027. The lower brackets shrink along with it.
Why is my Nebraska refund smaller than my coworker’s in Iowa?
Different systems entirely. Iowa starts from federal taxable income and charges a flat 3.80%; Nebraska uses its own smaller deduction and three brackets, then applies that $176 credit. Same salary, different math, different refund.
Does Nebraska tax retirement income?
Social Security benefits are exempt from Nebraska income tax from 2024 onward. Other retirement income, like pensions and 401(k) withdrawals, is taxed as regular income through the same brackets above.
What about local income taxes?
Nebraska cities don’t levy their own income tax — the local layer shows up in sales and property taxes instead. Your paycheck deduction is state only.
Want your own salary run through these exact brackets? The Nebraska paycheck calculator at the top of this page does it in seconds — and the sales tax and mortgage calculators alongside it use Nebraska’s rates too.
These calculators are for guidance only and aren’t financial advice.