Maine runs a graduated state income tax in 2026, with rates from 5.8% up to 7.15% depending on how much you earn, on top of federal income tax and FICA. Single filers get a standard deduction of $8,350. Use the calculators below to see your exact 2026 take-home pay in Maine, check the sales tax on a purchase, and estimate a mortgage payment with Maine property taxes factored in.
State Paycheck Calculator 2026
Estimate take-home pay after federal tax, FICA and your state’s income tax for the 2026 tax year.
How it works: the 2026 federal standard deduction ($16,100 single, $32,200 married filing jointly) comes off your salary first, then the 2026 federal brackets (10%–37%). FICA is applied properly: 6.2% Social Security on the first $184,500 of wages (2026 wage base), 1.45% Medicare on all wages, plus 0.9% additional Medicare on wages above $200,000 single / $250,000 married filing jointly. State tax applies each state’s own standard deduction/exemptions, then its brackets or flat rate. Local income taxes are not included — many cities and counties (e.g. New York City, Philadelphia, most of Ohio, Maryland counties, Indiana counties, Kentucky) levy their own payroll taxes on top of the state tax.
Maine sales tax calculator
The statewide base sales tax rate in Maine is 5.5% in 2026. Cities and counties can add their own local tax on top of the base rate — enter any local add-on below to see the full tax and total price.
Sales Tax Calculator 2026
Estimate the sales tax and total price using each state’s base rate (2026), plus any local add-on.
State base rates are the 2026 state-level rates (local add-ons excluded). Actual combined rates vary widely by city and county — many localities add 1–5%. Five states have no statewide sales tax (Alaska, Delaware, Montana, New Hampshire, Oregon), though some localities still levy local taxes.
Mortgage calculator for Maine homes
The average effective property tax rate in Maine is about 1.02% of a home’s value per year. When you use the mortgage calculator below, enter roughly that percentage of the home price in the yearly property tax field for a realistic Maine monthly payment.
Mortgage Payment Calculator
Work out your monthly principal & interest payment, total interest and the true total cost of your loan.
How it works: your loan amount (price minus down payment) is repaid in equal monthly instalments using the standard amortisation formula, so early payments are mostly interest and later ones mostly principal. Property tax and insurance, if entered, are simply spread evenly across each month. Your actual rate and payment will depend on your lender, credit profile and the deal you choose.
7.15%. Earn enough in Maine and that’s your top state rate — and even a middle salary gets clipped at an effective rate around 5.2%. Maine taxes income seriously. What it doesn’t do is nickel-and-dime you locally: there’s no local sales tax, and the statewide sales rate is modest. The paycheck is where Maine takes its share.
Income tax in Maine in 2026
Three brackets for single filers:
- 5.80% on the first $27,399 of taxable income
- 6.75% on taxable income from $27,399 to $64,849
- 7.15% on taxable income over $64,849
The standard deduction is $8,350, and the personal exemption is $5,300. Both come with strings at higher incomes. The exemption phases out as earnings climb, and the standard deduction itself phases out once Maine income passes $100,000. At a $75,000 salary you’re safely clear of both phase-outs — you get the full amounts, as the example below shows.
One honest caveat on that deduction figure: $8,350 is the latest published figure, and it’s subject to confirmation by Maine Revenue Services. Maine’s deduction normally tracks the federal amount, and a conformity fix was pending, so treat $8,350 as current-but-checkable rather than carved in stone.
Structurally, the sting is in how fast you climb. You exit the 5.80% bracket before $27,400 of taxable income, and most of a typical salary gets taxed at 6.75%. That’s how you end up keeping less of a $75,000 paycheck here than in most states in this series.
Worked example: $75,000 salary, single filer
Step 1 — Taxable income. Start at $75,000. Subtract the $8,350 standard deduction and the $5,300 personal exemption. State taxable income: $61,350.
Step 2 — State tax. Run $61,350 through the three brackets — 5.80%, then 6.75% on the bulk of it — and Maine tax comes to $3,880.83. That’s an effective rate of about 5.2% of gross pay. Heavy, as promised.
Step 3 — Federal tax. After the $16,100 federal standard deduction, federal income tax is $7,670.00.
Step 4 — FICA. $5,737.50 total: $4,650.00 Social Security, $1,087.50 Medicare.
Step 5 — Take-home. $75,000 − $3,880.83 − $7,670.00 − $5,737.50 = $57,711.67 per year, about $2,219.68 bi-weekly, before health insurance, retirement contributions, or other workplace deductions.
Sales tax in Maine
Simple, by design. The rate is 5.50% statewide — $55 on a $1,000 purchase — and there are no local sales taxes layered on top. Portland pays what Presque Isle pays. After the graduated income tax math, the predictability is almost a relief, and the rate itself sits comfortably below what shoppers pay in, say, Louisiana or Kansas once local taxes stack up.
Property tax in Maine
Maine’s average effective property tax rate is 1.02% — a statewide average. On a $300,000 home, expect roughly $3,060 per year.
Middle of the pack, nationally. But averages hide a lot in a state where mill rates are set town by town and coastal property values run hot. A modest inland home and a similar-priced house in a high-service coastal town won’t be taxed alike even at the same value, because the local rate does the damage or the favor. Budget with 1.02%. Verify with the town before you buy.
Frequently asked questions
Why does Maine take so much more than other states at $75,000?
The brackets. You leave the 5.80% starter rate at $27,399 of taxable income and most of your pay gets taxed at 6.75%. At this salary the effective rate is about 5.2%, one of the heavier bites in this series.
Is the $8,350 standard deduction final?
It’s the latest published figure, subject to confirmation by Maine Revenue Services. Maine’s deduction normally tracks the federal amount and a conformity fix was pending, so it’s worth double-checking at filing time.
What happens to my deduction and exemption at higher incomes?
They shrink. The $5,300 personal exemption phases out at high incomes, and the standard deduction phases out above $100,000 of Maine income. At $75,000 you still get both in full.
Does any Maine town add a local sales tax?
No. 5.50% is the whole tax, statewide — exactly $55 on a $1,000 purchase.
How does Maine property tax compare nationally?
Right around the middle. The 1.02% average works out to about $3,060 a year on a $300,000 home, with town mill rates creating the real variation.
See what Maine’s brackets do to a different salary — yours — and then test a purchase and a house price with the paycheck, sales tax and mortgage calculators on this page.
This calculator is for guidance only and isn’t financial advice.