The calculators and information on MoneyCalc are provided for educational and planning purposes only. Please read this page before relying on any result.
Estimates Only
Every figure our tools produce is an estimate based on the numbers you enter and the rates and assumptions built into each calculator. Real-world outcomes — your actual tax bill, mortgage payment, loan cost or pension — can and do differ, because lenders, tax authorities and providers apply their own rules, fees and rounding to your full circumstances.
Nothing on this site is financial advice, tax advice, legal advice or medical advice, and using a calculator does not create any adviser–client relationship.
Tax Figures
Our tax-related calculators are based on published rates for the 2026/27 UK tax year (income tax, National Insurance, student loan thresholds, stamp duty and VAT) and 2026 US federal rates, together with state tax information where a tool includes it. Tax law changes regularly, rates can be revised mid-year, and your personal allowances, benefits, pension contributions, student loan plan and other income all affect the real answer. Treat results as a close guide, not a final figure.
Health Tools
Health calculators such as BMI and calorie estimators use standard, widely published formulas. They give a general indication only. They do not diagnose any condition, do not account for factors such as muscle mass, pregnancy, age or medical history, and are not a substitute for medical advice. If you have concerns about your weight, diet or health, please speak to a doctor or another qualified health professional.
What To Do Before Big Decisions
For decisions that matter — taking a mortgage, choosing a loan, filing taxes, changing pension contributions, or acting on a health result — please verify the numbers with official sources (such as GOV.UK or the IRS) and consult a qualified accountant, independent financial adviser or medical professional who can look at your complete situation.
No Liability
While we make every reasonable effort to keep our tools accurate and up to date, we accept no liability for any loss arising from reliance on calculator results, to the fullest extent the law allows. See our Terms of Use for the full position.
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